Insurance suggestion

[THE WIZARD DK]

Hi. was thinking about insurance. my thought was when you hit other cars you could have an insurance to pay for damages ? could work simular as bank. meaning you pay some money (could be in the bank9 for insurance. and if you hit someone it auto pays some amount to the person you hit ? havent really thought it through ,but could it be an idea for a future feature ?

well just a thought i think could be fun to have and also much easier than having to stop and type when on bonus or distances perhaps.